A. Rashes on the belly typically are caused by something that came in contact with her skin that was an irritant. Common ones I see are grass and urine (if pet's lay in it).
I don't see a correlation between the skin and panting heavily. However if your pet wants to go outside all the time I would be suspicious that she is urinating more often and could potentially have a urinary tract infection. Because of the complexity of this matter and the possibility of a UTI I would suggest you schedule an appt with your vet to talk about these issues and investigate this more. If a UTI is found to be present, your vet has antibiotics to prescribe to help clear the infection.
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